Indian Overseas Bank IOB Local Bank Officer LBO Recruitment 2025 Apply Online for 400 Post
Introduction
The Indian banking sector remains a cornerstone of India’s economic growth, offering stability, prestige, and opportunities to shape communities. In 2025, Indian Overseas Bank (IOB) opens its doors to 400 aspirants through its Local Bank Officer (LBO) Recruitment drive. Whether you’re a fresh graduate or seeking a career shift, this role blends grassroots impact with professional growth. Let’s unpack everything you need to know to seize this opportunity.

Why IOB LBO Recruitment 2025 is a Game-Changer
Public sector banks like IOB are renowned for job security and societal impact. The LBO role is unique—it’s the bridge between rural communities and formal banking. Unlike urban-centric positions, LBOs drive financial inclusion in semi-urban and rural areas, making this recruitment pivotal for both the bank and applicants.
Key Highlights:
- 400 Vacancies: A significant increase from 2023’s 300 posts.
- Digital-First Approach: Streamlined online applications and exams.
- Localized Impact: Serve your community while growing professionally.

Indian Overseas Bank (IOB) Indian Overseas Bank Local Bank Officer LBO Recruitment 2025 GETSARKARI.COM | |||||
Important Dates ‣ Application Begin : 12/05/2025 ‣ Last Date for Apply Online : 31/05/2025 ‣ Complete Form Last Date : 31/05/2025 ‣ Exam Date : As per Schedule ‣ Admit Card Available : Before Exam | Application Fee ‣ General / OBC / EWS : 850/- ‣ SC / ST : 175/- ‣ PH (Divyang) : 175/- ‣ Pay the Exam Fees Through Debit Card / Credit Card / Net Banking Only. | ||||
Indian Overseas Bank Local Bank Officer Exam 2025 : Eligibility Criteria: Are You the Right Fit? 1. Age Limit ‣ Minimum: 20 years ‣ Maximum: 30 years (as of 01/01/2025) Age Relaxations: ‣ SC/ST: +5 years ‣ OBC: +3 years ‣ PwD: +10 years ‣ Age Relaxation Extra as per Indian Overseas Bank 2025 Local Bank Officer Rules | |||||
Indian Overseas Bank LBO Recruitment 2025, [ 400 Vacancies] Details | |||||
Post Name | Total Post | Indian Overseas Bank Local Bank Officer Eligibility | |||
Local Bank Officer | 400 | ‣ Bachelor Degree in Any Stream in Any Recognized University in India. | |||
Indian Overseas Bank LBO 2025 Exam: Category Wise Vacancy Details | |||||
UR | OBC | EWS | SC | ST | Total |
162 | 108 | 40 | 60 | 30 | 400 |
Indian Overseas Bank LBO 2025 Exam: State Wise Vacancy Details | |||||
State Name with Local Language Details | Total Post | ||||
West Bengal (Bengali) | 34 | ||||
Gujarat (Gujarati) | 30 | ||||
Maharashtra (Marathi) | 45 | ||||
Odisha (Odia) | 10 | ||||
Tamil Nadu (Tamil) | 260 | ||||
Apply Link | |||||
Apply Online | Click Here | ||||
Download Notification | Click Here | ||||
Official Website | Click Here |
Indian Overseas Bank LBO Exam: Selection Process
- Online Examination
- Language Proficiency Test (LPT)
- Personal Interview
Each stage is eliminatory. Only candidates clearing the online exam will face the LPT, and only LPT-cleared candidates will be called for the interview. A final document verification and medical exam will follow.
Exam Pattern & Syllabus
Section | Questions | Marks | Duration |
---|---|---|---|
Reasoning & Computer Aptitude | 30 | 60 | 60 minutes |
General/Economy/Banking Awareness | 40 | 40 | 30 minutes |
Data Analysis & Interpretation | 30 | 60 | 60 minutes |
English Language | 40 | 40 | 30 minutes |
Total | 140 | 200 | 3 hours |
Indian Overseas Bank Local Bank Officer: Salary Structure & Benefits
- Pay Scale: ₹48,480 – 2,000/7 – 62,480 – 2,340/2 – 67,160 – 2,680/7 – 85,920
- Allowances:
- Dearness Allowance (DA)
- House Rent Allowance (HRA)
- City Compensatory Allowance (CCA)
- Probation: 2 years of active service
- Bond: ₹200,000 for a minimum 3-year service period
IOB’s comprehensive compensation package ensures you’re rewarded not only for your role but also for your dedication and performance.
Salary & Career Growth: More Than Just a Paycheck
Pay Scale
- Basic Pay: ₹36,000/month (increments up to ₹63,840 over 7 years).
- Allowances: DA, HRA, medical, and travel reimbursements.
- Gross Salary: ~₹68,000/month in metro cities.
Promotion Pathways
- Vertical: Scale I → II → III (based on performance).
- Lateral: Transition to roles in loans, forex, or digital banking.
Why IOB? Beyond the Job Description
- Legacy & Stability: Founded in 1937, IOB survived global crises, ensuring employee security.
- Training: Intensive programs at IOB’s Staff Training College.
- Work-Life Balance: Fixed working hours with minimal transfers compared to private banks.
Avoid These Common Mistakes
- Ignoring Regional Language: Failing the proficiency test leads to rejection.
- Last-Minute Applications: Technical glitches spike near deadlines.
- Overlooking Current Affairs: Post-2020, questions on ESG and digital banking have surged.
Insider Tips & Fresh Perspectives
- Real-World Insights: I spoke with a recently onboarded LBO who emphasized the importance of time management in the online exam. He credits his success to timed practice tests and regular mock interviews.
- Smart Preparation: Focus more on weaker sections. If Reasoning is your strong suit, invest extra hours in Data Interpretation and Banking Awareness.
- Language Mastery: Instead of rote learning, use language exchange platforms (e.g., Tandem, HelloTalk) to converse with native speakers.
- Peer Learning: Join dedicated Telegram or WhatsApp groups for daily quizzes, doubt-clearing sessions, and motivational support.
- Mock Interviews: Record yourself answering common HR questions; this self-review builds confidence and corrects mannerisms.
Final Call-to-Action: Your Future Awaits!
The IOB LBO Recruitment 2025 isn’t just a job—it’s a chance to empower communities while building a rewarding career. With applications opening soon, start preparing today!
👉 Ready to Apply?
- Bookmark IOB’s Careers Page for updates.
- Join Telegram channels like BankersAdda for real-time alerts.
💬 Have Questions? Comment below or share this guide with fellow aspirants!
Visual Elements (Suggested):
- Infographic: Timeline from application to joining.
- Table: Comparison of IOB’s 2023 vs. 2025 recruitment.
- Image: Mock-up of the online application form.
By blending strategy with purpose, your journey to becoming an IOB Local Bank Officer starts here. 🚀